Skip to content WINcentive Savings Free savings account that gives you the chance to win cash Every $25 saved enters you into a statewide cash prize drawing Must be a Montana resident, at least 18 years of age Learn More Member Savings Simple, multi-purpose savings account Gives you Montana Credit Union membership Competitive dividends on entire balance Learn More Free Kasasa Saver Free account that links to your Kasasa® checking Helps you to build your savings effortlessly Pays high dividends monthly Learn More Pee Wee Penguin Youth Savings Available to young members up to 9 years of age Kids learn the fundamentals of saving while having fun Enjoy perks such as prizes, newsletters, contests, and more Learn More FYI Club Savings Special club for young financial investors, ages 10 to 22 Provides Montana Credit Union membership Grow your savings with competitive dividend earnings Learn More Christmas Club Savings De-stress your holidays by saving for them year-round Funds automatically deposited to your account on November 1st No monthly service fee, no minimum balance requirements Learn More Money Market Account Maximize earnings on your higher savings balance Competitive, tiered rates (higher balances earn higher rates) No monthly service fees with up to 6 withdrawals per month Learn More Share Certificates Meet savings goals with guaranteed earnings you can rely on Fixed rates, higher than regular savings (higher rates for longer terms) A wide range of terms available (from 6 months to 4 years) Learn More Individual Retirement Accounts (IRAs) Save for retirement with tax-advantaged savings* Competitive dividends above standard savings rates Traditional and Roth IRA options available with no setup fees Learn More 
