Personal Savings Accounts | Montana CU | Great Falls, Cascade, Fort Benton

WINcentive Savings

Free savings account that gives you the chance to win cash
Every $25 saved enters you into a statewide cash prize drawing
Must be a Montana resident, at least 18 years of age

Member Savings

Simple, multi-purpose savings account
Gives you Montana Credit Union membership
Competitive dividends on entire balance

Peak Rewards Savings

Free account that links to your Peak Rewards checking
Helps you to build your savings effortlessly
Pays high dividends monthly

Pee Wee Penguin Youth Savings

Available to young members through 12 years of age
Kids learn the fundamentals of saving while having fun
Enjoy perks such as prizes, newsletters, contests, and more

FYI Club Savings

Special club for young financial investors, ages 13 to 22
Provides Montana Credit Union membership
Grow your savings with competitive dividend earnings

Christmas Club Savings

De-stress your holidays by saving for them year-round
Funds automatically deposited to your account on November 1st
No monthly service fee, no minimum balance requirements

Money Market Account

Maximize earnings on your higher savings balance
Competitive, tiered rates (higher balances earn higher rates)
No monthly service fees with up to 6 withdrawals per month

Share Certificates

Meet savings goals with guaranteed earnings you can rely on
Fixed rates, higher than regular savings (higher rates for longer terms)
A wide range of terms available (from 6 months to 4 years)

Health Savings Account (HSA)

Easily save for medical expenses
Enjoy tax-advantaged savings
Earn competitive dividends

Individual Retirement Accounts (IRAs)

Save for retirement with tax-advantaged savings*
Competitive dividends above standard savings rates
Traditional and Roth IRA options available with no setup fees