Personal Savings

WINcentive Savings

  • Free savings account that gives you the chance to win cash
  • Every $25 saved enters you into a statewide cash prize drawing
  • Must be a Montana resident, at least 18 years of age
Learn More

Member Savings

  • Simple, multi-purpose savings account
  • Gives you Montana Credit Union membership
  • Competitive dividends on entire balance
Learn More

Free Kasasa Saver

  • Free account that links to your Kasasa® checking
  • Helps you to build your savings effortlessly
  • Pays high dividends monthly
Learn More

Pee Wee Penguin Youth Savings

  • Available to young members up to 9 years of age
  • Kids learn the fundamentals of saving while having fun
  • Enjoy perks such as prizes, newsletters, contests, and more
Learn More

FYI Club Savings

  • Special club for young financial investors, ages 10 to 22
  • Provides Montana Credit Union membership
  • Grow your savings with competitive dividend earnings
Learn More

Christmas Club Savings

  • De-stress your holidays by saving for them year-round
  • Funds automatically deposited to your account on November 1st
  • No monthly service fee, no minimum balance requirements
Learn More

Money Market Account

  • Maximize earnings on your higher savings balance
  • Competitive, tiered rates (higher balances earn higher rates)
  • No monthly service fees with up to 6 withdrawals per month
Learn More

Share Certificates

  • Meet savings goals with guaranteed earnings you can rely on
  • Fixed rates, higher than regular savings (higher rates for longer terms)
  • A wide range of terms available (from 6 months to 4 years)
Learn More

Individual Retirement Accounts (IRAs)

  • Save for retirement with tax-advantaged savings*
  • Competitive dividends above standard savings rates
  • Traditional and Roth IRA options available with no setup fees
Learn More