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Montana Credit Union is a full service financial institution, the largest credit union in our area. In June 2022, MCU was granted an expansion to the field of membership we are able to serve. Anyone living in the following Montana counties is eligible for membership:

Beaverhead Big Horn Blaine Broadwater Carbon
Cascade Chouteau Deer Lodge Fergus Flathead
Gallatin Garfield Glacier Golden Valley Granite
Hill Jefferson Judith Basin Lake Lewis & Clark
Liberty Lincoln Madison Meagher Mineral
Missoula Musselshell Park Petroleum Phillips
Pondera Powell Ravalli Rosebud Sanders
Silver Bow Stillwater Sweet Grass Teton Toole
Treasure Valley Wheatland Yellowstone  

Montana Credit Union offers certain benefits to its members that many other financial institutions can't, and the reason is simple: we're not-for-profit. All profits return to our members in the form of lower fees for services, better loan and investment rates, and more personalized service. A credit union is formed for the sole purpose of providing convenient financial services at the lowest possible cost for our members. This "people helping people" credit union philosophy is the driving force behind everything that we do.

Please stop by one of our three convenient locations or call (406) 727-2210 to inquire about membership and to find out more about what makes us different.

When you are ready to make the switch to Montana Credit Union, please stop by and see us. You can also start the application process online, and one of our employees will contact you to follow up.

To open a general member account, you will need:

  • Current photo ID
  • Proof of current address (a utility bill works great!)
  • Proof of social security number

To open a Pee Wee (child's) account, you will need:

  • Birth certificate (hospital copy allowed)
  • Social security card
  • Current school ID if available (optional)
  • Child will need to sign if old enough to sign name
  • All parties on account must be present to sign

To open an FYI (youth) account, you will need:

  • Current school ID (if available) or birth certificate
  • Social security card
  • All parties on account must be present to sign