Careers and Benefits
Montana Credit Union is dedicated to providing the best possible service to our members. If you are a dedicated and dependable person looking for a career in the financial service industry, then Montana Credit Union may be the place for you.
As an employer, we emphasize the importance of teamwork and an ongoing commitment to learning and training. Full-time employees of Montana Credit Union receive a comprehensive benefits package.
These benefits include:
- Health insurance
- Health Savings and Flex Spending Accounts
- 401K-Up to 7% company match
- Personal Time Off
- Life & Long term disability insurance
- Paid holidays
- Optional AFLAC supplemental insurance
- Employee Assistance Program
- Education & training opportunities
Montana Credit Union provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law.
Available Position
Mortgage Loan Processor: We are looking to hire a full-time Mortgage Loan Processor to serve our real estate team. The ideal candidate will have a strong commitment to providing exceptional member service and will display a positive and professional attitude. We are looking for someone who takes personal initiative, is a team player and who will embrace the Credit Union’s philosophy. The Mortgage Loan Processor is responsible for assisting members with their mortgage loan needs. This person will primarily assist the Mortgage Loan Originator with collecting and verifying personal and financial information as well as working with investors, appraisers, realtors and title companies.
The processor will ensure timely and accurate completion of our member’s mortgages originated by our lenders. Job responsibilities include but are not limited to: reading and understanding buy-sell agreements and title reports, obtaining flood certifications and insurance binders, validating income verification and tax return information, obtaining letters of explanation, ordering appraisals, submitting data to secondary market options based on lending programs (Conventional, FHA and VA), preparing legal documents and disclosures, working with underwriters to satisfy closing conditions, coordinating loan closings, funding loans with accounting entries, promoting the real estate program to realtors and the public, and preparing various reports. Strict confidentiality is a must. Applicants should also have a working knowledge of all federal and state regulations relating to mortgage lending products such as SAFE Act, Reg B, Reg C, Flood Disaster Protection Act, Homeowners Protection Act, RESPA, Fair Housing Act and all other regulations and laws specifically applicable to first mortgage and other mortgage products and services. A successful candidate must have or be able to register with the Nationwide Multistate System and Registry (NMLS). Two years similar or related experience preferred with Fannie Mae, Freddie Mac, FHA, USDA and VA.
Interested applicants should apply online via the Apply Now button above!
Montana Credit Union Vision Statement
Through our people, service, and commitment to community, we will become the financial institution of choice.
Montana Credit Union Statement of Values
- Our honorable work ethic will be evident in our display of mutual respect, trust, "doing the right thing" and treating everyone with dignity.
- We pledge a commitment of excellence to members and ourselves.
- We conduct ourselves professionally at all times.
- We work cooperatively to create a positive, enjoyable business environment.
- We are dedicated to our community financially, professionally and personally.
- We continually promote the Credit Union and support its philosophy.
- We maintain a sense of humor to keep life in perspective.