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Make the holidays a little brighter this year with our budget-friendly holiday loan.

  • Holiday personal loans offered at 4% APR
  • You may borrow up to $3,000
  • Your Holiday Bucks loan must be paid back in 2 years
  • Enjoy one free skip a pay on your loan
  • Apply online or through the MCU mobile app.
  • Prefer to talk to a lender or schedule an appointment to apply in branch? Just call or text us at (406) 727-2210! 


*APR = Annual Percentage Rate. Rates, terms and conditions subject to change without notice and may vary based on creditworthiness and qualifications. All loans subject to approval and must meet Montana Credit Union's lending terms and conditions. First payment due in January 2023. Skipped monthly payment will occur during the month of December 2023. For a $3,000 Holiday Bucks personal loan with a term of 23 months at 4% APR, the monthly payment will be $142.35. This offer is available through December 31, 2022.Federally insured by NCUA.