Blog

Image of a young female holding a mobile phone, with the text "Young adults' clean credit files can be valuable to fraudsters looking to commit identity theft."

Helping Young Adults Protect Their Identity

Growing up and becoming more independent comes with plenty of firsts: a first job, checking account, credit card, and maybe even a first apartment or student loan. Unfortunately, these milestones can also make teens and young adults attractive targets for identity thieves. Identity theft happens when someone uses another person’s personal information, such as a Social Security number, date of … Continue reading →

What To Do If You’re a Victim of Check Fraud

Shared in partnership with the American Association of Credit Union Leagues, America’s Credit Unions, and TruStage Finding out you’ve been a victim of check fraud can feel overwhelming. Maybe a check was stolen from the mail. Maybe your account shows a payment you never authorized. Or maybe you deposited a check that turned out to be fake. No matter how it happened, one thing is true: acting quickly … Continue reading →

How to Detect Check Fraud

Shared in partnership with the American Association of Credit Union Leagues, America’s Credit Unions, and TruStage. Whether a check was stolen from the mail, altered, forged, or used in a scam, the sooner you notice suspicious activity, the better your chances are of limiting financial loss and protecting your account. The challenge? Check fraud is not always obvious right away.   … Continue reading →

5 Common Types of Check Fraud You Should Know

Article shared in partnership with the American Association of Credit Union Leagues, America’s Credit Unions, and TruStage. Even in a digital world, checks (paper or electronic) contain valuable information that criminals can use to steal money or commit fraud. At the same time, scammers are increasingly combining traditional check scams with electronic payments, mobile deposits, and peer-to-peer payment apps. Understanding the most common types of check fraud … Continue reading →

What is Check Fraud? How It Happens and Why It’s Increasing

Article shared in partnership with the American Association of Credit Union Leagues, America’s Credit Unions, and TruStage. Check fraud may sound like an old problem, but it’s still one of the fastest-growing types of financial fraud, and it can affect anyone. While many payments now happen online, millions of people still use paper checks to pay rent, send gifts, make … Continue reading →

Security Update: TruStage Cybersecurity Incident

We have received notice from our partner, TruStage, regarding a potential cyberattack on their systems that occurred on July 11, 2026. TruStage is a consumer financial brand and insurance agency that provides life, auto, and home insurance products specifically for credit union members, as well as various protections for loans. TruStage has taken many of its systems offline while it … Continue reading →

MCU staff present a donation to the staff of the Boys & Girls Clubs of Cascade County

Montana Credit Union partners with FHLB Des Moines to award $102,031 to local nonprofits through Member Impact Fund

Montana Credit Union, in partnership with the Federal Home Loan Bank of Des Moines (FHLB Des Moines), today announced that $102,031 will be donated to local nonprofit organizations, in partnership with the Member Impact Fund. This matching grant program is designed to amplify the community engagement of FHLB Des Moines member institutions that support local housing, business, and economic needs. … Continue reading →

Level All: Leveling the Playing Field Through Knowledge

We are excited to announce a new partnership with Level All. Level All’s mission is to provide every family and high school student with the personalized, in-depth support and guidance needed to succeed in high school and beyond. From navigating high school to planning for college and discovering careers and essential life and financial skills, Level All guides students, their … Continue reading →

Purple piggy bank on the beach

5 Smart Money Moves to Make Before Summer

Spring is in the air in Montana! As the days get longer and temperatures start to rise, many of us begin planning vacations, outdoor activities, and summer fun. But before you dive into spring, it’s a great time to take a step back and make sure your finances are “summer ready,” too. Here are five smart money moves you can … Continue reading →

What Happens if You Total Your Car? How Loan Protection Can Help.

For many people, a vehicle is one of the largest purchases they’ll make. Whether it’s getting to work, taking kids to school, or traveling across Montana, having reliable transportation is essential. But what happens if your vehicle is totaled in an accident shortly after you purchase it? Unfortunately, it happens more often than people think, and when it does, many … Continue reading →