Youth Checking and Savings Accounts
We believe you’re never too young to start building financial literacy.
The Perfect Way To Instill Financial Responsibility Early in Life
Because we believe in setting you up for success, we love to help younger members take the first step in building healthy financial habits. We have accounts designed for members in every walk of life—from pre-school to college.
Pee Wee Penguin Youth Savings
Teach your kids that saving money can be fun and rewarding! Members 12 or younger can earn stamps for each deposit and redeem them for cool prizes.
FYI Club Checking
A great first checking account for members ages 13 to 17 who want to learn about money management and grow their financial literacy.
FYI Club Savings
FYI Club Savings is for members ages 13 to 17. Earn high dividends and enjoy member benefits.
We believe in financial literacy for all!
At Montana CU, we want to provide all our members with the tools they need to build a bright financial future.
For FYI Club members, we offer free access to Level All. Level All’s mission is to provide every family and high school student with the personalized, in-depth support and guidance needed to succeed in high school and beyond. From navigating teenage years to planning for college and discovering careers and essential life and financial skills, Level All guides students, their families, and guardians every step of the way.
Register for your free Level All account here!
Pee Wee Penguin Youth & FYI Club Savings Rates
See all rates.
|
Account Name |
Minimum Required Opening Deposit |
Rate |
APY* |
|---|---|---|---|
|
*Annual Percentage Yield (APY) effective 11/2/24. |
|||
|
Account Name Pee Wee Penguin Savings |
Minimum Required Opening Deposit $25 |
Rate 0.01% |
APY* 0.01% |
|
Account Name FYI Savings |
Minimum Required Opening Deposit $25 |
Rate 0.01% |
APY* 0.01% |
FAQs
The FYI Club Checking account comes with:
- No monthly service fee
- No minimum balance requirements
- Unlimited check writing
- Up to 20 free checks upon account opening
- Free digital banking services
- Free Mastercard® debit card
- Free telephone banking
- Surcharge-free ATMs available
- No minimum deposit to open (must have $25 in Member Savings account)1
To open a Pee Wee Penguin Youth Savings account, you need:
- Birth certificate (hospital copy allowed)
- Social security card
- Child will need to sign if old enough to sign their name
- All parties on the account must be present to sign
To open a FYI Club Savings account, you need:
- Government-issued ID (if available) or birth certificate
- Social security card
- All parties on the account must be present to sign
More questions? See our full list of FAQs or contact us.
Questions About Our Youth Accounts? Contact Us
Please use the convenient form below for general questions or comments. We promise to get back to you within 24 business hours. Note: Do not send sensitive information through our contact form or via email, since these modes of communication are not entirely secure.