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financial advice

Tips To Build a Strong Financial Foundation

Sound financial advice can be like a trusty map, helping guide you down the path towards financial freedom. Here’s some of our tips to set you up for success. Saving money can help you build a stronger financial foundation. Some people are natural savers, and some are natural spenders. Regardless of which side of the fence you stand, learning regular … Continue reading →

annual report

Download Our 2023 Annual Report

Keeping You Informed About What We’re up to Is One of Our Top Priorities Each year, our membership reviews updates from our Board of Directors from the prior year. Keep up on how we’ve grown and see where we are headed! Download 2023 Annual Report

annual report

Download Our 2024 Annual Report

Keeping You Informed About What We’re up to Is One of Our Top Priorities Each year, our membership reviews updates from our Board of Directors from the prior year. Keep up on how we’ve grown and see where we are headed! Download 2024 Annual Report

security and fraud

How To Avoid Identity Theft

For Montana residents, you can obtain information from the Montana Office of the Attorney General about steps you can take to avoid identity theft. You may contact them at: Office of the Attorney General Justice Building, Third Floor 215 North Sanders P.O. Box 201401 Helena, MT 59620-1401 Phone: (406) 444-2026 E-mail: contactdoj@mt.gov

security and fraud

How To Place a Security Freeze on Your Credit File

You may wish to place a security freeze (also known as a credit freeze) on your credit file. A security freeze is designed to prevent potential creditors from accessing your credit file at the consumer reporting agencies without your consent. There may be fees for placing, lifting, and/or removing a security freeze, which generally range from $5-$20 per action. Unlike … Continue reading →

security and fraud

How To Place a Fraud Alert on Your Credit File

A fraud alert helps protect you against the possibility of an identity thief opening new credit accounts in your name. When a merchant checks the credit history of someone applying for credit, the merchant gets a notice that the applicant may be the victim of identity theft. The alert notifies the merchant to take steps to verify the identity of … Continue reading →

security and fraud

How To Report Unauthorized Transactions or Incidents of Theft or Fraud

If you detect any unauthorized transactions in a financial account, promptly notify your payment card company or financial institution. If you detect any incident of identity theft or fraud, promptly report the incident to law enforcement, the FTC and your state’s Attorney General. If you believe your identity has been stolen, the FTC recommends that you take these steps: Place … Continue reading →

security and fraud

How To Order a Free Credit Report

To order your free credit report, visit www.annualcreditreport.com, call toll-free 1-877-322-8228, or complete the Annual Credit Report Request Form on the US Federal Trade Commission’s (FTC) website at www.consumer.ftc.gov and mail it to: Annual Credit Report Request Service PO Box 105281 Atlanta, GA 30348-5281 The three consumer reporting agencies provide free annual credit reports only through the website, toll-free number … Continue reading →