A fraud alert helps protect you against the possibility of an identity thief opening new credit accounts in your name. When a merchant checks the credit history of someone applying for credit, the merchant gets a notice that the applicant may be the victim of identity theft. The alert notifies the merchant to take steps to verify the identity of … Continue reading
If you detect any unauthorized transactions in a financial account, promptly notify your payment card company or financial institution. If you detect any incident of identity theft or fraud, promptly report the incident to law enforcement, the FTC and your state’s Attorney General. If you believe your identity has been stolen, the FTC recommends that you take these steps: Place … Continue reading
To order your free credit report, visit www.annualcreditreport.com, call toll-free 1-877-322-8228, or complete the Annual Credit Report Request Form on the US Federal Trade Commission’s (FTC) website at www.consumer.ftc.gov and mail it to: Annual Credit Report Request Service PO Box 105281 Atlanta, GA 30348-5281 The three consumer reporting agencies provide free annual credit reports only through the website, toll-free number … Continue reading
eAlerts on your Montana Credit Union accounts are a great way to keep tabs on what’s happening with your accounts! In addition to receiving information about incoming deposits or setting reminders ahead of your upcoming loan payments, our eAlerts can also notify you of changes to your accounts that may indicate something not quite right is happening. Set alerts for … Continue reading
