Home Equity Loans
Tap into the hidden equity in your home as a source of funding.
Make Improvements to Your Home, Your Way
With a home equity line of credit from Montana Credit Union, you can have the freedom to renovate your way, when the time is right for you.
Home Equity Loan
Convert the equity in your home into cash you can use.
Home Equity Lines of Credit (HELOC)
Use the equity in your home as ongoing, affordable financing.
How Does It Work?
When you take out a home equity loan or get a home equity line of credit (HELOC), you use the existing equity in your home as collateral.
We offer competitive rates for short-term and long-term needs, including major life events, home remodel projects, debt consolidation, educational expenses, and more.
Benefits of Montana Credit Union’s Home Equity Loan Options
Flexible Loan Terms
We accommodate repayment terms that work uniquely for you.
Tax Advantages
The interest paid might be tax deductible.*
Debt Protection
We provide a safety net for you to protect your loans when life happens.
Home Equity Loan Rates
See all rates.
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Term |
Rate |
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*This promotional rate for Home Equity Lines of Credit is effective July 22, 2024. This rate is available for 1st and 2nd lien positions. Please see lender for details. |
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Term Line of Credit |
Rate 6.99% APR* for the first three years |
When Life Happens, We Are Here To Make Sure Your Finances Are Protected
We offer affordable plans to protect your loans, credit history, and financial health in case of loss of life, disability, or involuntary unemployment.
Get Started Today
Disclosures
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*Consult a tax advisor.