Credit Cards
Our credit cards offer flexible payment solutions for you.
Rest Easy Knowing You Have a Safe and Secure Way To Pay
Your Montana Credit Union Mastercard credit card is accepted most anywhere you go—whether that’s just down the road, or on your next big adventure.
Credit Cards for Every Situation
Montana Credit Union Mastercard®
Our standard credit card with all functionalities.
Credit Builder Credit Card
To repair or build credit.
Credit Card Features
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Foreign Transaction Fee
Foreign Transaction Fee
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Reports to national credit reporting agencies?
Reports to national credit reporting agencies?
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Minimum Payment
Minimum Payment
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Grace Period
Grace Period
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Debt Protection Available?
Debt Protection Available?
MCU Mastercard®
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Foreign Transaction Fee
Up to 1.10% of each transaction in U.S. Dollars
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Reports to national credit reporting agencies?
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Minimum Payment
2.5% or $25, whichever is greater
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Grace Period
30 day grace period on purchases. Billing cycle/due date is on the 25th of each month.
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Debt Protection Available?
Credit Builder Credit Card
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Foreign Transaction Fee
Up to 1.10% of each transaction in U.S. Dollars
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Reports to national credit reporting agencies?
-
Minimum Payment
2.5% or $25, whichever is greater
-
Grace Period
30 day grace period on purchases. Billing cycle/due date is on the 25th of each month.
-
Debt Protection Available?
Learn More About Our Credit Cards
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Montana Credit Union Mastercard® |
Credit Builder Credit Card |
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How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” Effective Date: The information about the costs of the card described in this application is accurate as of October 26, 2015. This information may have changed after that date. To find out what may have changed, contact the credit union. Other Disclosures: Late Payment Fee – $25 of the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late in making a payment. Returned Payment Fee – $25 of the amount of the required minimum payment, whichever is less. Document Copy Fee – $6.00 |
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Annual percentage rate (APR) for purchases |
Montana Credit Union Mastercard® 11.9% |
Credit Builder Credit Card 11.9% |
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APR for Balance Transfers |
Montana Credit Union Mastercard® 11.9% |
Credit Builder Credit Card 11.9% |
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APR for Cash Advances |
Montana Credit Union Mastercard® 11.9% |
Credit Builder Credit Card 11.9% |
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How to avoid paying interest on purchases |
Montana Credit Union Mastercard® Pay your entire balance by the due date each month. Your due date is 25 days after the close of each billing cycle. |
Credit Builder Credit Card Pay your entire balance by the due date each month. Your due date is 25 days after the close of each billing cycle. |
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Foreign Transaction Fee |
Montana Credit Union Mastercard® Up to 1.10% of each transaction in U.S. Dollars |
Credit Builder Credit Card 1.00% of each transaction in U.S. Dollars |
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Late Payment Fee |
Montana Credit Union Mastercard® Up to $25.00 |
Credit Builder Credit Card Up to $25.00 |
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Returned Payment Fee |
Montana Credit Union Mastercard® Up to $25.00 |
Credit Builder Credit Card Up to $25.00 |
Questions About Our Credit Cards? Contact Us
Please use the convenient form below for general questions or comments. We promise to get back to you within 24 business hours. Note: Do not send sensitive information through our contact form or via email, since these modes of communication are not entirely secure.
When Life Happens, We Are Here To Make Sure Your Finances Are Protected
We offer affordable plans to protect your loans, credit history, and financial health in case of loss of life, disability, or involuntary unemployment.
