What types of checks can be deposited?

Single-party, domestic checks made payable to the owner of the Montana Credit Union account may be deposited through mobile deposit. At this time, we are unable to accept the following checks:

  • Any item drawn on your own account
  • Any item that has already been accepted or rejected for deposit
  • Any item that is stamped with a “non-negotiable” watermark
  • Any item that contains evidence of alteration to the information on the check Any item that is incomplete
  • Any item that is “stale-dated” or “post-dated” (meaning 6 months or older) Savings Bonds
  • Any third party check (any item that is made payable to another party and then endorsed to you by such party)