Each loan scenario is different, and full approval will be contingent upon specific needs you have for the home purchase or refinance. However, we recommend you have the following items ready to help our lenders through the approval process:
- Recent pay stubs
- Last 2 years’ W-2 forms
- Last 2 years’ tax returns (if you are self-employed or commission-based)
- Last 60 days’ worth of bank statements
- Last 60 days’ worth of any stock/bond/money market account statements
- Bankruptcy discharge papers (if applicable)
- Divorce decree and/or separation agreement (if applicable)