Mobile Apps

To access mobile banking, simply download the Montana Credit Union Mobile App through your device’s app store. You can also find a direct link to our app on our website’s homepage, www.montanacu.com. Our mobile banking app should work on any mobile device that has an Internet browsing program, an active data plan, and a reasonable signal through which to transmit and receive data.

Because security is one of our greatest concerns, our mobile app features multiple layers of security to protect your personal financial information. We also encourage the use of Passkeys and biometrics to log into mobile banking, which further protects your information.

Mobile banking is just another free service that we offer to our members at Montana Credit Union.

With mobile banking, your local branch is always open! You can view your account balances, transfer funds between your Montana Credit Union accounts, other members and even non-members, pay bills, and more all from the convenience of your mobile phone.

You’ll enjoy:

• Mobile Deposit – deposit a check from your mobile device any time, any place
• Safe and secure Bill Pay
• The ability to manage your Montana CU debit, credit and ATM cards through Card Controls
• Easily transfer funds between accounts
• Apply for a loan conveniently and securely
• Grant access to friends and family members

Simply sign the back of your check as you would a regular check deposit, and include the text “For Mobile Deposit Only” below your endorsement. Ensure you are in a well-lit area with indirect lighting. Place your check on a solid color, dark surface. Take a picture of the front of your check, then take a picture of the back of your check. Your check will be deposited into the account you designate (any of your Montana Credit Union checking, savings, or loan accounts). Check the History tab to ensure that your check has been accepted; just because your check is “received,” does not mean we will accept and deposit it. Please retain your original check(s) for at least 30 days after your mobile deposit is accepted. After that time, you should securely destroy the original check(s).

No, mobile deposit is just another one of the free services we offer at Montana Credit Union.

There are monetary limits on the amount of deposits you can make. Members may deposit up to $2,500 per business day. However, multiple checks (up to 5) can be included in one deposit, and multiple deposits may be submitted as long as the accumulated dollar amount of the deposit(s) does not exceed the daily $2,500 limit.

Signing up for Digital Banking is simple. Just go to our website, montanacu.com, or download the Montana Credit Union mobile app, and select “Don’t Have an Account? Enroll.”

Make sure you have access to your phone and email – you’ll need them both to verify your enrollment.

If you have any trouble logging in, please give us a call at (406) 727-2210 or stop by a branch, and we would be happy to help you enroll.

Getting started is easy — simply download the free app for your Apple® or Android™ device.